When Not File a Claim

Insurance Claim

You pay your insurance premiums every month or even full price, yearly, and when it’s time to file a claim, you are not sure what to do. Here are the situations when it may NOT make sense to file a claim with your insurance company. Here are some examples: -If the cost of repairs is …

Homeowners Insurance

Homeowners, Home-based Business, earthquake, condo Insurance

Homeowners Insurance Coverage one of the main and important insurance coverages that homeowners buy. There are different dwelling types, usages and insurance needs that needs to be considered when buying this coverage. Looking at the market now, it is obvious that typical homeowners’ insurance needs are changing. For example, rentals of condominiums and home-sharing rental …

Home Insurance Importance in California

Home Insurance Importance in California

Home Insurance Importance in California is enormous and having a proper home insurance is essential for homeowners. California’s extreme drought accelerates wildfires that causes damages to the land, many homes and other properties. According to treetriage.com and The Congressional Research Service, “In 2020, 58,950 wildfires burned 10.1 million acres, the second-most acreage impacted in a year …

California Wildfires and Homeowners Insurance

California Wildfire

Nowadays wildfires season can stretch from late spring through the late fall due to environmental changes. The risk of fires getting close to your  home and other properties is present almost all year around. According to “National Interagency Fire Center Report”,  there have been already more than 38,000 wildfires in 2020.  You would think that …