Homeowners Insurance Coverage one of the main and important insurance coverages that homeowners buy. There are different dwelling types, usages and insurance needs that needs to be considered when buying this coverage. Looking at the market now, it is obvious that typical homeowners’ insurance needs are changing. For example, rentals of condominiums and home-sharing rental …
National Flood Insurance Program
National Flood Insurance Program is now available with new pricing methodology. Risk rating methodology changes are the main influencers to the lower prices. The methodology leverages industry best practices and cutting-edge technology delivers rates that are actually easier to understand. Therefore, it better reflects a property’s flood risk. FEMA is conscious of the hard economic …
Home Insurance Importance in California
Home Insurance Importance in California is enormous and having a proper home insurance is essential for homeowners. California’s extreme drought accelerates wildfires that causes damages to the land, many homes and other properties. According to treetriage.com and The Congressional Research Service, “In 2020, 58,950 wildfires burned 10.1 million acres, the second-most acreage impacted in a year …
Buying Homeowners Insurance in California
Homeowners Insurance in California you can buy trough an online direct insurance company or through an insurance agent. Is buying Homeowners Insurance direct/online is better than buying through an agent? Over the past 10 years, more people are able to buy direct/online insurance through different carriers. But when it comes to something as important as …
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Earthquake Insurance in California
We all love the weather, ocean, beaches and beautiful cities in California but we don’t like the Earthquakes in California! There is a high chance that the big earthquake can hit our state any time. Each year California gets about 10000 earthquakes. Of course, most of them are small but once in a while we …