When Not File a Claim

Insurance Claim

You pay your insurance premiums every month or even full price, yearly, and when it’s time to file a claim, you are not sure what to do. Here are the situations when it may NOT make sense to file a claim with your insurance company. Here are some examples: -If the cost of repairs is …

Homeowners Insurance

Homeowners, Home-based Business, earthquake, condo Insurance

Homeowners Insurance Coverage one of the main and important insurance coverages that homeowners buy. There are different dwelling types, usages and insurance needs that needs to be considered when buying this coverage. Looking at the market now, it is obvious that typical homeowners’ insurance needs are changing. For example, rentals of condominiums and home-sharing rental …

National Flood Insurance Program

National Flood Insurance Program

National Flood Insurance Program is now available with new pricing methodology. Risk rating methodology changes are the main influencers to the lower prices. The methodology leverages industry best practices and cutting-edge technology delivers rates that are actually easier to understand. Therefore, it better reflects a property’s flood risk. FEMA is conscious of the hard economic …

Rain Damage & Home Insurance

Rain Damage & Home Insurance

Rain Damage & Home Insurance knowledge tips will help you understand the importance of maintenance the property from rain damage.  Heavy rainfall can have a quick and devastating impact on homes and buildings, marring roofs and siding or causing sump pumps and drains to overflow. Yet, many Homeowners are unaware that many property insurance policies …

Home Insurance Importance in California

Home Insurance Importance in California

Home Insurance Importance in California is enormous and having a proper home insurance is essential for homeowners. California’s extreme drought accelerates wildfires that causes damages to the land, many homes and other properties. According to treetriage.com and The Congressional Research Service, “In 2020, 58,950 wildfires burned 10.1 million acres, the second-most acreage impacted in a year …