Discounts



Auto Insurance Discounts


Air Bag - You could save up to 10% for driver side air bags or 15% for full front seat air bags. These discounts apply to the medical payments or personal injury portion of your car insurance premium.

 

Alumni Discount - Alumni Association members may be able to save up to 10% on most coverages.

 

Anti-lock Brake System - Does your car have a factory installed anti-lock braking system? Congrats! You could receive a 5% discount on the collision portion of your premium.

 

Anti-theft System - Cars with a built-in anti-theft system could earn you a discount of up to 10% on the comprehensive portion of your premium.

 

Daytime Running Lights - Vehicles equipped with Daytime Running Lights as standard equipment could earn you a 3% discount on certain car insurance coverages.

 

Defensive Driving - If you've completed a defensive driving course, you may be able to save even more on your premium. To find out if you qualify for this auto insurance discount, see the defensive driving information related to your state.

 

Driver's Education - If a young driver in your family has completed a driver's education course, you may earn a discount on most coverages.

 

Good Driver Discount - Got a squeaky clean driving record? It could translate into serious car insurance discounts. If you've been accident-free for three years, you may be able to save up to 25% on most coverages.

 

Good Student - Full time students with a good academic record could be eligible for up to a 15% discount on certain coverages. (In most states, policyholders between the ages of 16 and 25, who are full-time students with a "B" average or better, are eligible for this discount).

 

Group Discount - A 12.5% discount in premiums is given if an insured is a member of one of the professional group such as engineers, lawyers, doctors, teachers, scientists, accountants and others.

 

Military - Your government service deserves some recognition. If you're an active or retired federal employee, you could qualify for the discount of up to 8% on the total auto insurance premium. For details and eligibility, check out the available discount.

 

Multi-car - Insure more than one car with Progress Preferred Insurance Inc. and you could get a discount of up to 25% on most of your car insurance coverages.

 

Multi-policy / Multi-line Discount - When you insure your car through Progress Preferred Insurance and have a Homeowners, Renters, Condo or Mobile Home policy through Progress Preferred Insurance, you could get a discount up to 30%.

 

Superior Good Driver Discount - Five-year Accident and Traffic Violation -free driving record may qualify for 35% discount on most coverages.

 

Seat Belt Use - Buckle up and drive down your rate. If you and your passengers always wear seat belts, you could receive a discount of up to 15% off the medical payments or personal injury protection portion of your premium.

 

Renewal Discount - Progress Preferred Insurance Inc. policyholders who continue to do business with us may be eligible for renewal discounts of up to 5%.

 

 

Home Insurance Discounts

 


Multi-policy / Multi-line Discount - When you insure your home through Progress Preferred Insurance and have Auto Insurance through Progress Preferred Insurance, you could get a Multi-policy discount up to 30%.

 

Alarm Discount - Central Burglary and Fire Alarm Discount is available for up to 10% on Homeowners, Condo, and Renters Policies.

 

Claims-Free Renewal - Receive a discount if you have not filed a claim during your previous policy period.

 

Sprinklers Discount - Available for Partial and Fully Sprinklered houses.

 

 

Motorcycle Insurance Discounts

 


Claims-Free Renewal - Receive an discount if you have no at-fault accidents during your previous policy period.

 

LoJack - Receive a discount if your bike is equipped with LoJack for even more affordable motorcycle insurance.

 

Paid in Full - Pay the full amount of your policy when it renews and receive a discount just for doing so.

 

Responsible Driver - No accidents or violations on your driving record for the last three years translates to a discount.

 

Safety Course - Completing an approved safety course could earn you a discount.

 

 

Boat Insurance Discounts

 


Claims-Free Renewal - Receive an discount if you have no at-fault accidents during your previous policy period.

 

Idle Assisted Steering- Simply having an idle assisted steering device on your personal watercraft could earn you a discount.

 

Multi Vehicle- Receive a discount if you have more than one vessel on your policy.

 

Multi Policy- Receive a discount is you have more than one Progressive policy.

 

Original Owner- Get lower boat insurance rates if you're the only person who's owned your boat.

 

Paid in Full- Pay the full amount of your policy up front and receive a discount on your boat insurance rate.

 

Responsible Driver - No accidents or violations on your driving record for the last three years translates to a discount on your boat insurance rate.

 

Safety Course - Completion of an approved safety course means you could qualify for a discount.

 

 

RV Insurance Discounts

 


Claims-Free Renewal - Receive a discount if you have no at-fault accidents during your previous policy period.

 

Original Owner - Choose Comprehensive and Collision coverage and get a discount on RV insurance rates if you're the only person who's owned your motorhome.

 

Paid in Full - Pay the full amount of your policy up front and receive a discount on your RV insurance rate.

 

Prompt Payer - Pay on time for a year and receive a discount when your policy renews.

 

Responsible Driver - If any drivers on your policy have no accidents or violations for the last three years, you'll receive a discount on your RV insurance rate.